Terms and Conditions of Use
Welcome! Please carefully read the following Terms and Conditions of Use ("Terms") before using this website ("Site"). Your use of the Site is subject to the following Terms.
Your use of this Site may be monitored by Phillips Screw Company and used for Phillips Screw Company’s internal business purposes, without liability.
Use of Site
The Site is intended only for your personal, non-commercial use, unless you and Phillips Screw Company have agreed otherwise in writing.
Intellectual Property Rights
You acknowledge that the Site contains content including registered trademarks, service names and logos that are protected by copyrights, trademarks, trade secrets, patents, or other proprietary rights, and that these worldwide rights are valid and protected in all forms, media, and technologies existing now and hereinafter developed. You also acknowledge that the content of the Site is and shall remain the property of Phillips Screw Company or their respective owners. You agree to comply with all intellectual property laws and you shall not encumber any interest in, or assert any rights to, the content of the Site. You may not modify, transmit, participate in the sale or transfer of, or create derivative works based on any content of the Site, in whole or in part. However, you may print copies of the Site, provided that these copies are made only for your personal, non-commercial use, unless you and Phillips Screw Company have agreed otherwise in writing and that you maintain any notices contained in the content, such as all copyright notices, trademark legends, or other proprietary rights notices.
You may not frame any element of the Site with any other website or access the Site through any device or service designed to provide high-speed, automated and/or repeated access to the Site, unless such device or service is provided or approved in writing by Phillips Screw Company.
Nothing on the Site should be construed as a solicitation, offer or recommendation to acquire or dispose of any 529 Plan investment option or municipal security, or to engage in any transaction, or to provide any tax, legal or investment advice.
Limitations on Investment Guidance and Professional Advice
The Site is not intended to provide legal, tax, investment or insurance advice. Nothing on the Site should be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any security by Phillips Screw Company or any third-party. You are solely responsible for determining whether any investment, investment strategy, security or related transaction is appropriate for you based on your personal investment objectives, financial circumstances and risk tolerance. You should consult your legal or tax professional regarding your specific situation.
Trademarks, Copyright Policy, Notice, and Claim Information
All trademarks and service marks on the Site belong to Phillips Screw Company or an affiliate, except third-party trademarks and service marks, which are the property of their respective owners.
All materials on the Site, whether separate or compiled, including, but not limited to, text, graphics, audio clips, logos, buttons, images, digital downloads, data compilations, software, icons, html code and xml code, as well as all copyright, patent, trademark, trade dress, and other rights therein, are owned or licensed by Phillips Screw Company and its third-party information providers, and are protected by United States and international intellectual property laws.
Pursuant to Section 512(c)(2) of the Copyright Revision Act, as enacted through the Digital Millennium Copyright Act, Phillips Screw Company designates an agent as described below to receive notifications of claimed copyright infringement by email to firstname.lastname@example.org
Data and other materials appearing on the Site that are provided by third-parties are believed by Phillips Screw Company to be obtained from reliable sources, but Phillips Screw Company cannot guarantee and is not responsible for their accuracy, timeliness, completeness, or suitability for use. Phillips Screw Company is not responsible for, and does not prepare, edit, or endorse, the content, advertising, products, or other materials on or available from any website owned or operated by a third-party that is linked to the Site via hyperlink. The fact that Phillips Screw Company has provided a link to a third-party's website does not constitute an implicit or explicit endorsement, authorization, sponsorship, or affiliation by Phillips Screw Company with respect to such website, its owners, providers, or services. You will use any such third-party content at your own risk.
Because of the global nature of the Internet, you agree to comply with all local rules with respect to your online conduct, including all laws, rules, codes, and regulations of the country in which you reside and the country from which you access the Site, including without limitation, all laws, rules, codes, regulations, decrees, acts, orders, directives, legislation, bills, and statutes pertaining to tax, contracts, intellectual property, securities, e-commerce, banking, technology, computers, fraud, and privacy. In addition, you agree to comply with all applicable laws, rules, codes, and regulations regarding the transmission of technical data exported from the United States.
Each product and service referred to on the Site is intended to be made available only to U.S. residents. The Site will not be considered a solicitation for or offering of any investment product or service to any person in any jurisdiction where such solicitation or offering would be illegal.
Timeliness of Content
All content on the Site is presented only as of the date published or indicated, and may be superseded by subsequent market events or for other reasons. In addition, you are responsible for setting the cache settings on your browser to ensure you are receiving the most recent data.
Disclaimer of Warranties
PHILLIPS SCREW COMPANY DOES NOT MAKE ANY EXPRESSED OR IMPLIED WARRANTIES ABOUT THE ACCURACY, COMPLETENESS, TIMELINESS OR SUITABILITY FOR ANY PURPOSE OF THE INFORMATION ACCESSIBLE VIA THE SITE, OR ABOUT THE PERFORMANCE OR AVAILABILITY OF THE SITE, OR ANY DATABASES ACCESSIBLE THROUGH THE SITE. YOU ACKNOWLEDGE AND AGREE THAT ALL SUCH INFORMATION, THE SITE AND ACCESSIBLE DATABASES ARE MADE AVAILABLE TO YOU "AS IS" AND "AS AVAILABLE."
PHILLIPS SCREW COMPANY DISCLAIMS ALL WARRANTIES AND CONDITIONS WITH REGARD TO SUCH INFORMATION, THE SITE, AND ACCESSIBLE DATABASES, INCLUDING BUT NOT LIMITED TO, ALL IMPLIED WARRANTIES OR MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT OF THIRD-PARTY RIGHTS. WITHOUT LIMITING THE FOREGOING, PHILLIPS SCREW COMPANY DISCLAIMS ANY WARRANTIES WITH RESPECT TO ANY RESULTS THAT MAY BE OBTAINED FROM THE USE OF INFORMATION ACCESSIBLE VIA THE SITE AND THE SITE.
Liability and Indemnity
UNDER NO CIRCUMSTANCES WILL PHILLIPS SCREW COMPANY, OR ITS AFFILIATES, ANY 529 PLAN OR ANY STATE OR GOVERNMENTAL AGENCY BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY YOUR RELIANCE ON INFORMATION OBTAINED THROUGH THE CONTENT OR SERVICES ON THE SITE. IT IS YOUR RESPONSIBILITY TO EVALUATE THE ACCURACY, COMPLETENESS, OR USEFULNESS OF INFORMATION ACCESSIBLE VIA THE SITE AND THE SITE.
PHILLIPS SCREW COMPANY NOR ITS DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, LICENSORS, VENDORS, OR ANY OF THEIR AFFILIATES, OR ANY STATE, STATE GOVERNMENTAL AGENCY OR THEIR OFFICIALS, OFFICERS, EMPLOYEES AND AGENTS WILL BE LIABLE TO YOU OR ANYONE ELSE FOR ANY ACTUAL, DIRECT, INDIRECT, CONSEQUENTIAL, INCIDENTAL, SPECIAL, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO LOST PROFITS, REVENUE, INCOME, GOODWILL, TRADING LOSSES OR DAMAGES THAT RESULT FROM USE OR LOSS OF USE OF THE SITE, DAMAGES CAUSED BY THEFT, FAILURE OF ELECTRONIC OR MECHANICAL EQUIPMENT OR COMMUNICATIONS LINES (INCLUDING TELEPHONE CABLE AND INTERNET), UNAUTHORIZED ACCESS, VIRUSES, THEFT, OPERATOR ERRORS, SEVERE OR EXTRAORDINARY WEATHER), OR ANY OTHER MATTER RELATING TO THE SITE. THIS IS TRUE EVEN IF PHILLIPS SCREW COMPANY, ANY STATE, OR STATE GOVERNMENTAL AGENCY HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR LOSSES.
TO THE EXTENT A JURISDICTION DOES NOT PERMIT THE EXCLUSION OR LIMITATION OF LIABILITY AS SET FORTH HEREIN, THE LIABILITY OF PHILLIPS SCREW COMPANY, ITS DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, LICENSORS, VENDORS, OR ANY OF THEIR AFFILIATES, OR ANY STATE, STATE GOVERNMENTAL AGENCY OR THEIR OFFICIALS, OFFICERS, EMPLOYEES AND AGENTS, IS LIMITED TO THE EXTENT PERMITTED BY LAW IN SUCH JURISDICTION.
You agree to indemnify, defend, and hold harmless Phillips Screw Company, its affiliates, and each of its and their officers, directors, employees, and agents and the States and State governmental agencies, from and against all claims, demands, liabilities, damages, losses, or expenses including attorney's fees and costs, arising from or related to your improper access to or use of the Site, or any violation by you of these Terms.
Changes to Phillips Screw Company Site
Unless otherwise agreed, Phillips Screw Company may discontinue or modify the Site at any time without prior notice to you, and you accept those modifications if you continue to use the Site.
Phillips Screw Company reserves the right, in our sole discretion, to restrict, suspend, or terminate your access to all or any part of the Site for any reason without prior notice or liability. The Disclaimer of Warranties, Liability and Indemnity, and Termination provisions shall survive any such restriction, suspension, or termination.
The laws of the state of Massachusetts, United States of America, without regard to principles of conflict of laws, govern these Terms and any dispute that might arise between you and Phillips Screw Company. You agree that any legal action or proceeding related to this website will be brought exclusively in a federal or state court of competent jurisdiction in the state of Massachusetts.
If a court of competent jurisdiction deems any provision unenforceable, that provision will be enforced to the maximum extent permissible, and the remaining provisions will remain in full force and effect.
These Terms were last modified in November 2017